To help clients achieve holistic wealth with guidance and accountability, Heels & Yield offers an ongoing process that combines financial education with personal financial coaching.FIND OUT MORE
INTRO FINANCIAL WELLNESS PACKAGE
Holistic wealth begins with solid financial foundations. In this beginner package, we guide you through choosing investment accounts and long-term investments that are right for you. We also walk you through the financial cycles and what supports are available to you at each stage of the market. When you complete the package, you will be able to recognize the tools and approaches that align with your goals and your risk profile. *Note: This package consists of 5 sessions of 60-minute one-on-one coaching + 5 hours of communication that includes review of your accounts and relevant documents.
PLAN, PROTECT & GROW PACKAGE
Once you have the basics, it's time to elevate your investment game to the next level. The key to growing your wealth is to have a clear plan that is directly linked to your financial goals. In this package, we help you to plan for your long-term goals while avoiding red flags during periods of market volatility. When you complete the package, you will be able to identify ways to prepare your finances for long-term growth and shorter term risks.
LUMP SUM INVESTMENT PACKAGE
Investing a lump sum of cash can be a crucial turning point in your life. Whether it’s money you’ve saved over time or have come into after selling a business or receiving an inheritance, it can be daunting to enter the market “at the right time.” In this package, we help you to understand and assess your options, including how to phase your investments over time to avoid the pitfalls of a fluctuating market. When you complete the package, you will be able to select investment strategies that meet your financial, social, and environmental goals, while reducing the stress of going “all in.” *Note: This package is only for investors who already have an existing private banking investment account or who intend to invest through a private bank.
BEAR MARKET INVESTING PACKAGE
We have entered a bear market—a period of prolonged drop in the value of stocks. This could be an opportunity for you to take advantage of lowered prices. But navigating a bear market can be tricky—prices can fluctuate a lot and very quickly, which means your portfolio can also move up and down very quickly and sometimes dramatically. This package teaches you how to effectively manage the short-term upside and downside risks using flexible strategies that are specifically designed for investing in a bear market. *Note: This package is only suitable for those who know they will not need to access their cash reserves for the next 2 years
SUSTAINABLE INVESTING PACKAGE
Are you ready to have your money make a positive impact on society? Investing in companies performing high on environmental, social, and governance (ESG) standards not only lets you support firms making positive social and environmental impacts, you can also expect steady returns on your investment. This package teaches you how to incorporate ESG standards into your long-term investment portfolio in a way that reflects your values and protects your wealth. *Note: This package is suitable for those with private banking accounts with either HSBC, BNP, or UBS where they have access to sustainable investing funds and frameworks.
INTEGRATION & MAINTENANCE PACKAGE
Once you learn how to run your own money and gain some experience, the next step is to stay in your plan to meet your goals. Maintaining and fine-tuning your financial plan takes time and work, and it can be challenging to do it all on your own. It’s easy to lose track and momentum. If you experience any changes in your life circumstances (such as pregnancy, inheritance, promotion, illness, etc.), you may need to review and refine your portfolio to reflect the changes. This package is for clients who have completed the Bear Market Package or the Lump Sum Investment Package and who are looking to maintain the performance they experienced through these packages with the support of a consultant coach. In the Integration & Maintenance Package, you will receive: - Accountability support to help you stay on track of your plan - Consulting support to help integrate everything you have learned so far into an investment strategy that works for you - Continuous and consistent feedback on your investment choices to meet your changing priorities and life circumstances
“Before this program, I always avoided talking about finances with my husband, even though we’d been married for two years. I had always felt inadequate when it came to managing our finances. This has completely shifted. Now I’m the one initiating the conversation, and talking about what we should do in terms of our finances. I had previously worked with business strategists and coaches in New York to change my business model and plan out new launches and marketing campaigns but we never really worked on the financial side. I had always let my emotions lead my decisions so the program really helped me develop clarity with realistic financial scenarios to ensure my business goals actually align with my husband and my financial dreams and goals. ”
“Heels & Yield should be on bloomberg! I really liked how the Heels & Yield team was committed to answering all of my money questions throughout the journey. I had so many questions about investing, financial planning and my career that no financial advisor or financial planner could answer clearly. Now that I have clarity I have set up financial goals and financial plans and feel more relaxed. I wish I had found Heels & Yield earlier so I wouldn’t have been so anxious for so long. ”
“When I work with private bankers, my portfolio often drifts away from the initial target asset allocation and they don’t make any changes to the allocation until it’s too late. They don’t monitor my portfolio closely either. I can lose a lot of money this way! After I started working with Angelina, I rebalanced ahead of the recent market downturn and now I am doing well even in this volatile market. I am now consistently buying low or selling high--the holy grail of investing. I trust Angelina with my money. I’m now also working with her on my family’s impact business strategy. She has helped me to brainstorm and come up with realistic scenarios and change my team’s strategy so that we can use our resources efficiently and thrive as much as we can during the COVID-19 situation. ”
“I found the first 3 workshops so engaging but my schedule conflicted with the workshop scheduling so I signed up for the private coaching sessions at Heels & Yield. I’m so glad I did! Angelina helped me take my time frame and the market cycle into account in building my financial goals and investment portfolio. At the workshops, I learned about fintech tools and signed up for robo- advisers but I still felt uncomfortable and wanted to learn more so I would meet my goal of having a global property portfolio of vacation homes. ”
“I read personal finance books and took online courses on investing and found it hard to integrate into my daily life so I decided to attend facebook x women in tech x Heels & Yield’s personal finance workshop. I found it so helpful I decided to sign for up private mentoring sessions and I’m so glad I did because now I’m all set up and ready to invest during this bear market. ”